• Full-time residential real estate finance professionals.
• Experts at working through the mortgage lending process to save you time.
• Your representatives to many lenders.
• Providers of loans that comply with industry standard and requirements.
• Specialist with competitive, up to date loan rates.
• Resources of knowledge on current trends and terms in the industry.
• Affordable consultants you will save you time and money.

• Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance.
• We have a vested interest in satisfying your needs.
• We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
• We have extensive knowledge of the many loan programs available, such as FHA, conventional, adjustable mortgages, and non-conforming loans.

Call us FIRST, before shopping for your home!

In order to assist us in the loan process, it will be helpful to bring the following items to your first meeting:

• Your tax returns and W-2s for the past two years
• A list of your current assets and liabilities
  In addition: If you are refinancing a home ,
• Your current mortgage payment with principal amount still owed
  If you are purchasing a home ,
• A copy of the purchase agreement
• A history of current mortgage payments or rent payments from the past 12 months
• A copy of the canceled earnest money check or receipt along with the details on the source of the earnest money and down payment